工作職責:
1. 負責信貸業務的全流程管理,包括客戶準入評估、授信調查、風險分析、貸款審批建議及貸后跟蹤管理;
2. 依據公司信貸政策與風控要求,獨立開展盡職調查,撰寫規范、客觀、完整的信貸調查報告;
3. 維護和拓展優質客戶資源,協同相關部門推進信貸產品落地與服務優化;
4. 定期識別、評估并報告信貸資產質量變化,及時提出風險預警及處置建議;
5. 嚴格執行國家金融監管政策及內部合規要求,確保業務操作合法、審慎、透明。
任職資格:
1. 大專及以上學歷,金融、經濟、會計、法律等相關專業優先;
2. 具備2年以上銀行、消費金融公司、小額貸款公司等機構信貸或風險管理相關工作經驗;
3. 熟悉信貸業務流程、信用評估方法及主要風控工具,掌握基本財務分析能力;
4. 具備良好的職業道德、責任心和合規意識,無不良從業記錄;
5. 具備較強的溝通協調能力、邏輯分析能力及書面表達能力;
6. 持有銀行業專業人員職業資格(如初級《風險管理》《個人貸款》等科目)者優先。
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衢州希爾頓酒店坐落于衢州市柯城區,毗鄰衢州高鐵西站,交通便利,是希爾頓集團旗下高端商務休閑酒店。酒店設計融合衢州名山大川與南孔文化元素,營造典雅與現代交織的舒適氛圍。酒店擁有230間精心設計的客房及套房,為賓客提供靜謐的休憩空間。餐飲方面,設有自助餐廳、中餐廳及大堂吧,匯聚環球美食與地道衢州風味,滿足多樣需求。會議與活動空間總面積達2700余平方米,1500平的無柱大宴會廳配備先進設施,是舉辦商務會議、婚禮慶典的理想之選;此外,酒店還提供健身中心、游泳池、棋牌室等休閑設施,為賓客打造全方位的品質體驗。Hilton Quzhou is a high-end business and leisure hotel under the Hilton Group, strategically located in Kecheng District, Quzhou, adjacent to Quzhou West High-speed Railway Station with easy access to transportation. The hotel's design integrates elements of Quzhou's famous mountains, rivers and the Southern Confucian Culture, creating a comfortable atmosphere that blends elegance with modernity.The hotel boasts 230 well-designed guest rooms and suites, providing guests with a quiet and tranquil space for relaxation. For dining options, it features a buffet restaurant, a Chinese restaurant and a lobby lounge, bringing together global cuisines and authentic local Quzhou flavors to cater to diverse needs.The total area of the conference and event spaces exceeds 2,700 square meters. The pillarless grand ballroom, covering 1,500 square meters and equipped with advanced facilities, is an ideal venue for business meetings and wedding celebrations. In addition, the hotel offers leisure facilities including a fitness center, a swimming pool and a chess & card room, delivering a comprehensive and premium experience for all guests。